May 9, 2017

It is spring and water can easily enter your home and cause extensive damage.  This can happen when your sewer backs up or when water enters your home from a sudden accumulation of water.  Typically this occurs after heavy rains, spring run-off and this could be catastrophic.  Do you know if your insurance covers you for either?  Are you protected?

With all the rains we are currently experiencing, fresh water flooding is happening all around us.  You want to make sure that you are protected from all sorts of water damage.

Sewer backup is water damage that occurs inside your home typically when there is an overflow of the sewage system. This could be the public sewer system, septic systems or sump pumps. When the sewer system is not able to deal with the inflow of water, it overflows pushing water back into the home.  This type of flooding is a mixture of waste water filled with bacteria and other contaminants.

Overland water damage is caused when water enters you home from excess water, spring run-offs or heavy rains. Water can enter your home through your basement windows, doors and windows.

With our changing weather patterns, damage from storms, spring thaw and other fresh water, flooding is happening everywhere. As the occurrence and severity of these major weather events increases, it has become more important than ever to ensure that you are protected against potential losses.

Overland water insurance is available to most homes, however, those located in areas that are highly prone to overland flooding or those with a reverse slope driveway may not be eligible. Contact us to see if your property is eligible.

Don’t wait, check to see what sort of water damage insurance you have or add water damage insurance to your policy.  Make sure your home is protected.

If you have any questions or concerns or would like to review your file, please contact our office and one of our friendly brokers will be more than happy to help.