July 27, 2017

A vacation home is basically a home that isn’t your primary dwelling.  Some refer to it as the summer home or cabin or cottage. The vacation home is typically used for recreational purposes like family vacations or are rented out at other times when the owners are not using it.  These vacation homes could typically be left vacant during the winter months too.

A regular home insurance policy will not cover your vacation home correctly as homeowner’s insurance has specific occupancy requirements that must be met to maintain coverage.  Since vacation homes or cottages could be vacant for extended periods of time or might be occupied by a third party that you have decided to rent to, the home will not qualify to be insured with a standard homeowner’s policy.  Click here to go through some of the questions that you may need to ask yourself to make sure you have the correct insurance for you vacation home.  Personal situations change from year to year, so you need to make sure your insurance coverage changes accordingly.

Contact us now for more information and a free no obligation quote to make sure you have the right insurance coverage for your vacation home.